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Mason City National Bank

Mason City, IL · Est. 1944 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Mason City National Bank is a bank based in Mason City, Illinois, established in 1944, with $88 million in total assets across 1 branch. By Trust Grade it ranks 41st of 328 banks we track in Illinois. Its capital ratio of 12.2% is stronger than 53% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Mason City National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.5M
<$100M institution
Deposits
$77.4M
Branches
1
Capital ratio
12.2%
Top 47% of <$100M peers · Illinois median 10.3%
Return on assets
1.6%
Top 21% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#41
of 328 banks

How Mason City National Bank compares to Illinois peers

Capital ratio
Top 47% of <$100M peers
Mason City
12.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of <$100M peers
Mason City
1.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Mason City National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mason City National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 104 W Pine St, Mason City, IL 62664

Are deposits at Mason City National Bank insured?

Yes. Mason City National Bank is an FDIC-insured bank (FDIC certificate #16198). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mason City National Bank: frequently asked questions

Is Mason City National Bank a good bank?

Mason City National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.57%).

Is Mason City National Bank FDIC-insured?

Yes. Mason City National Bank is a FDIC-insured bank (FDIC certificate #16198). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mason City National Bank?

Mason City National Bank holds $88 million in total assets, ranking 41st of 328 banks we track in Illinois. It operates 1 branch.

Does Mason City National Bank have CFPB complaints?

No CFPB complaints against Mason City National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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