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Bank Of Yates City

Yates City, IL · Est. 1871 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Bank Of Yates City is a bank based in Yates City, Illinois, established in 1871, with $89 million in total assets across 2 branches. By Trust Grade it ranks 181st of 328 banks we track in Illinois. Its capital ratio of 9.1% trails most similarly sized banks (20th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Bank Of Yates City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.9M
<$100M institution
Deposits
$80.1M
Branches
2
Capital ratio
9.1%
Bottom 20% of <$100M peers · Illinois median 10.3%
Return on assets
1.1%
Top 42% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#181
of 328 banks

How Bank Of Yates City compares to Illinois peers

Capital ratio
Bottom 20% of <$100M peers
Bank Of
9.1%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Bank Of
1.1%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Yates City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Yates City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1010 E Fort St, Farmington, IL 61531
  • 107 E Main St, Yates City, IL 61572

Are deposits at Bank Of Yates City insured?

Yes. Bank Of Yates City is an FDIC-insured bank (FDIC certificate #11715). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Yates City: frequently asked questions

Is Bank Of Yates City a good bank?

Bank Of Yates City earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.10%).

Is Bank Of Yates City FDIC-insured?

Yes. Bank Of Yates City is a FDIC-insured bank (FDIC certificate #11715). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Yates City?

Bank Of Yates City holds $89 million in total assets, ranking 181st of 328 banks we track in Illinois. It operates 2 branches.

Does Bank Of Yates City have CFPB complaints?

No CFPB complaints against Bank Of Yates City appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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