The First National Bank Of Lacon is a bank based in Lacon, Illinois, established in 1864, with $93 million in total assets across 1 branch. By Trust Grade it ranks 265th of 328 banks we track in Illinois. Its capital ratio of 8.2% trails most similarly sized banks (12th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against The First National Bank Of Lacon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Lacon compares to Illinois peers
How we graded The First National Bank Of Lacon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Lacon over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 111 S Broad St, Lacon, IL 61540
Are deposits at The First National Bank Of Lacon insured?
Yes. The First National Bank Of Lacon is an FDIC-insured bank (FDIC certificate #3688). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Lacon: frequently asked questions
Is The First National Bank Of Lacon a good bank?
The First National Bank Of Lacon earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.86%).
Is The First National Bank Of Lacon FDIC-insured?
Yes. The First National Bank Of Lacon is a FDIC-insured bank (FDIC certificate #3688). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Lacon?
The First National Bank Of Lacon holds $93 million in total assets, ranking 265th of 328 banks we track in Illinois. It operates 1 branch.
Does The First National Bank Of Lacon have CFPB complaints?
No CFPB complaints against The First National Bank Of Lacon appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
