Bank & Trust Company is a bank based in Litchfield, Illinois, established in 1902, with $645 million in total assets across 11 branches. By Trust Grade it ranks 9th of 328 banks we track in Illinois. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank & Trust Company compares to Illinois peers
How we graded Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 200 W Main St, Coffeen, IL 62017
- 1201 W Union Ave, Litchfield, IL 62056
- 404 S Obannon St, Raymond, IL 62560
- 10 W Plummer Blvd, Chatham, IL 62629
- 900 W Main St, Carlinville, IL 62626
- 196 S Walnut St, Rochester, IL 62563
- 103 S Pine St, Irving, IL 62051
- 107 S Main St, Fillmore, IL 62032
- 1 W Broadway, Witt, IL 62094
- 204 S Cleveland St, Farmersville, IL 62533
- 401 N Madison St, Litchfield, IL 62056
Are deposits at Bank & Trust Company insured?
Yes. Bank & Trust Company is an FDIC-insured bank (FDIC certificate #1047). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank & Trust Company: frequently asked questions
Is Bank & Trust Company a good bank?
Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.14%).
Is Bank & Trust Company FDIC-insured?
Yes. Bank & Trust Company is a FDIC-insured bank (FDIC certificate #1047). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank & Trust Company?
Bank & Trust Company holds $645 million in total assets, ranking 9th of 328 banks we track in Illinois. It operates 11 branches.
Does Bank & Trust Company have CFPB complaints?
No CFPB complaints against Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
