The First National Bank Of Carmi is a bank based in Carmi, Illinois, established in 1893, with $632 million in total assets across 12 branches. By Trust Grade it ranks 101st of 328 banks we track in Illinois. Its capital ratio of 11.6% is stronger than 70% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against The First National Bank Of Carmi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Carmi compares to Illinois peers
How we graded The First National Bank Of Carmi
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Carmi over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 1206 West Main Street, Carmi, IL 62821
- 102 S Court St, Grayville, IL 62844
- 201 E Main St, Carmi, IL 62821
- 2201 James St, Lawrenceville, IL 62439
- 1231 Hart St, Vincennes, IN 47591
- 450 Southwind Plz, Mount Vernon, IN 47620
- State Route 165 And Frontage Road, Poseyville, IN 47633
- 101 E State Road 68, Haubstadt, IN 47639
- 2820 W Broadway St, Princeton, IN 47670
- 7500 Eagle Crest Blvd, Evansville, IN 47715
- 111 S Red Bank Rd, Evansville, IN 47712
- 601 N Market St, Mount Carmel, IL 62863
Are deposits at The First National Bank Of Carmi insured?
Yes. The First National Bank Of Carmi is an FDIC-insured bank (FDIC certificate #3777). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Carmi: frequently asked questions
Is The First National Bank Of Carmi a good bank?
The First National Bank Of Carmi earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.14%).
Is The First National Bank Of Carmi FDIC-insured?
Yes. The First National Bank Of Carmi is a FDIC-insured bank (FDIC certificate #3777). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Carmi?
The First National Bank Of Carmi holds $632 million in total assets, ranking 101st of 328 banks we track in Illinois. It operates 12 branches.
Does The First National Bank Of Carmi have CFPB complaints?
No CFPB complaints against The First National Bank Of Carmi appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
