The Fairfield National Bank is a bank based in Fairfield, Illinois, established in 1903, with $628 million in total assets across 3 branches. By Trust Grade it ranks 196th of 328 banks we track in Illinois. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against The Fairfield National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Fairfield National Bank compares to Illinois peers
How we graded The Fairfield National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Fairfield National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 204 North Main Street, Wayne City, IL 62895
- 220 E Main St, Fairfield, IL 62837
- 113 South Court Street, Grayille, IL 62844
Are deposits at The Fairfield National Bank insured?
Yes. The Fairfield National Bank is an FDIC-insured bank (FDIC certificate #3792). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Fairfield National Bank: frequently asked questions
Is The Fairfield National Bank a good bank?
The Fairfield National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.66%).
Is The Fairfield National Bank FDIC-insured?
Yes. The Fairfield National Bank is a FDIC-insured bank (FDIC certificate #3792). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Fairfield National Bank?
The Fairfield National Bank holds $628 million in total assets, ranking 196th of 328 banks we track in Illinois. It operates 3 branches.
Does The Fairfield National Bank have CFPB complaints?
No CFPB complaints against The Fairfield National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
