Peoples Bank & Trust is a bank based in Pana, Illinois, established in 1954, with $611 million in total assets across 14 branches. By Trust Grade it ranks 154th of 328 banks we track in Illinois. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Peoples Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank & Trust compares to Illinois peers
How we graded Peoples Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 200 S Locust St, Pana, IL 62557
- 409 Carlin St, Morrisonville, IL 62546
- 127 S Oak St, Arcola, IL 61910
- 209 W State Highway 16, Tower Hill, IL 62571
- 211 S Poplar St, Pana, IL 62557
- 102 S Main St, White Hall, IL 62092
- 511 S Main St, Altamont, IL 62411
- 201 S Vine St, Arthur, IL 61911
- 1221 W Springfield Rd, Taylorville, IL 62568
- 2840 Mansion Rd, Springfield, IL 62711
- 142 W State St, Palmyra, IL 62674
- 504 S Main St, Tuscola, IL 61953
- 505 W Lincoln Ave, Charleston, IL 61920
- 197 W State St, Waverly, IL 62692
Are deposits at Peoples Bank & Trust insured?
Yes. Peoples Bank & Trust is an FDIC-insured bank (FDIC certificate #17320). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank & Trust: frequently asked questions
Is Peoples Bank & Trust a good bank?
Peoples Bank & Trust earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.96%).
Is Peoples Bank & Trust FDIC-insured?
Yes. Peoples Bank & Trust is a FDIC-insured bank (FDIC certificate #17320). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank & Trust?
Peoples Bank & Trust holds $611 million in total assets, ranking 154th of 328 banks we track in Illinois. It operates 14 branches.
Does Peoples Bank & Trust have CFPB complaints?
No CFPB complaints against Peoples Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
