Legence Bank is a bank based in Eldorado, Illinois, established in 1906, with $648 million in total assets across 11 branches. By Trust Grade it ranks 125th of 328 banks we track in Illinois. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Legence Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legence Bank compares to Illinois peers
How we graded Legence Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 1.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legence Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 301 Vine St, Vienna, IL 62995
- 100 E Main St, Galatia, IL 62935
- 502 N Commercial St, Harrisburg, IL 62946
- 605 W Main St, Benton, IL 62812
- 2929 Broadway St, Mount Vernon, IL 62864
- 1133 N Carbon St, Marion, IL 62959
- 925 W Main St, Carbondale, IL 62901
- 522 Market St, Metropolis, IL 62960
- 7325 E Virginia St, Evansville, IN 47715
- 105 E Shawnee Ave, Shawneetown, IL 62984
- 1108 Us Highway 45 N, Eldorado, IL 62930
Are deposits at Legence Bank insured?
Yes. Legence Bank is an FDIC-insured bank (FDIC certificate #10886). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legence Bank: frequently asked questions
Is Legence Bank a good bank?
Legence Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.69%).
Is Legence Bank FDIC-insured?
Yes. Legence Bank is a FDIC-insured bank (FDIC certificate #10886). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Legence Bank?
Legence Bank holds $648 million in total assets, ranking 125th of 328 banks we track in Illinois. It operates 11 branches.
Does Legence Bank have CFPB complaints?
No CFPB complaints against Legence Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
