Town Center Bank is a bank based in Frankfort, Illinois, established in 2006, with $175 million in total assets across 2 branches. By Trust Grade it ranks 198th of 328 banks we track in Illinois. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Town Center Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Town Center Bank compares to Illinois peers
How we graded Town Center Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Town Center Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 20181 S Lagrange Rd, Frankfort, IL 60423
- 1938 E Lincoln Hwy, New Lenox, IL 60451
Are deposits at Town Center Bank insured?
Yes. Town Center Bank is an FDIC-insured bank (FDIC certificate #58214). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Town Center Bank: frequently asked questions
Is Town Center Bank a good bank?
Town Center Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.70%).
Is Town Center Bank FDIC-insured?
Yes. Town Center Bank is a FDIC-insured bank (FDIC certificate #58214). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Town Center Bank?
Town Center Bank holds $175 million in total assets, ranking 198th of 328 banks we track in Illinois. It operates 2 branches.
Does Town Center Bank have CFPB complaints?
No CFPB complaints against Town Center Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
