Illini State Bank is a bank based in Oglesby, Illinois, established in 1914, with $171 million in total assets across 3 branches. By Trust Grade it ranks 12th of 328 banks we track in Illinois. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Illini State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Illini State Bank compares to Illinois peers
How we graded Illini State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Illini State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 301 S Columbia Ave, Oglesby, IL 61348
- 301 S Columbia Ave, Oglesby, IL 61348
- 206 S Main St, Lostant, IL 61334
Are deposits at Illini State Bank insured?
Yes. Illini State Bank is an FDIC-insured bank (FDIC certificate #10788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Illini State Bank: frequently asked questions
Is Illini State Bank a good bank?
Illini State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.11%).
Is Illini State Bank FDIC-insured?
Yes. Illini State Bank is a FDIC-insured bank (FDIC certificate #10788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Illini State Bank?
Illini State Bank holds $171 million in total assets, ranking 12th of 328 banks we track in Illinois. It operates 3 branches.
Does Illini State Bank have CFPB complaints?
No CFPB complaints against Illini State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
