United Trust Bank is a bank based in Palos Heights, Illinois, established in 2000, with $172 million in total assets across 1 branch. By Trust Grade it ranks 194th of 328 banks we track in Illinois. Its capital ratio of 9.4% trails most similarly sized banks (38th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against United Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Trust Bank compares to Illinois peers
How we graded United Trust Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 12330 S Harlem Ave, Palos Heights, IL 60463
Are deposits at United Trust Bank insured?
Yes. United Trust Bank is an FDIC-insured bank (FDIC certificate #35393). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Trust Bank: frequently asked questions
Is United Trust Bank a good bank?
United Trust Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.88%).
Is United Trust Bank FDIC-insured?
Yes. United Trust Bank is a FDIC-insured bank (FDIC certificate #35393). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Trust Bank?
United Trust Bank holds $172 million in total assets, ranking 194th of 328 banks we track in Illinois. It operates 1 branch.
Does United Trust Bank have CFPB complaints?
No CFPB complaints against United Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
