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State Bank Of Whittington

Benton, IL · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

State Bank Of Whittington is a bank based in Benton, Illinois, established in 1919, with $179 million in total assets across 5 branches. By Trust Grade it ranks 56th of 328 banks we track in Illinois. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against State Bank Of Whittington appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$178.9M
$100M–1B institution
Deposits
$159.5M
Branches
5
Capital ratio
10.3%
Top 48% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.2%
Top 50% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#56
of 328 banks

How State Bank Of Whittington compares to Illinois peers

Capital ratio
Top 48% of $100M–1B peers
State Bank
10.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
State Bank
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Whittington

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Whittington over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 200 N Main St, Benton, IL 62812
  • 100 W Main St, Whittington, IL 62897
  • 707 E Franklin St, Sesser, IL 62884
  • 400 W Adelaide Ave, Christopher, IL 62822
  • 111 E Washington St, Benton, IL 62812

Are deposits at State Bank Of Whittington insured?

Yes. State Bank Of Whittington is an FDIC-insured bank (FDIC certificate #19689). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Whittington: frequently asked questions

Is State Bank Of Whittington a good bank?

State Bank Of Whittington earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.20%).

Is State Bank Of Whittington FDIC-insured?

Yes. State Bank Of Whittington is a FDIC-insured bank (FDIC certificate #19689). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Whittington?

State Bank Of Whittington holds $179 million in total assets, ranking 56th of 328 banks we track in Illinois. It operates 5 branches.

Does State Bank Of Whittington have CFPB complaints?

No CFPB complaints against State Bank Of Whittington appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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