1nb Bank is a bank based in Carlyle, Illinois, established in 1878, with $309 million in total assets across 4 branches. By Trust Grade it ranks 185th of 328 banks we track in Illinois. Its capital ratio of 9.3% trails most similarly sized banks (36th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against 1nb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1nb Bank compares to Illinois peers
How we graded 1nb Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1nb Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 18001 Saint Rose Rd, Breese, IL 62230
- 1350 12th St, Carlyle, IL 62231
- 500 W Harrison St, Aviston, IL 62216
- 891 Fairfax St, Carlyle, IL 62231
Are deposits at 1nb Bank insured?
Yes. 1nb Bank is an FDIC-insured bank (FDIC certificate #14761). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1nb Bank: frequently asked questions
Is 1nb Bank a good bank?
1nb Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.92%).
Is 1nb Bank FDIC-insured?
Yes. 1nb Bank is a FDIC-insured bank (FDIC certificate #14761). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1nb Bank?
1nb Bank holds $309 million in total assets, ranking 185th of 328 banks we track in Illinois. It operates 4 branches.
Does 1nb Bank have CFPB complaints?
No CFPB complaints against 1nb Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
