Flanagan State Bank is a bank based in Flanagan, Illinois, established in 1913, with $313 million in total assets across 15 branches. By Trust Grade it ranks 316th of 328 banks we track in Illinois. Its capital ratio of 6.5% trails most similarly sized banks (4th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Flanagan State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Flanagan State Bank compares to Illinois peers
How we graded Flanagan State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.5% capital ratio)
- Profitable (ROA 0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Flanagan State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 111 N Fayette St, El Paso, IL 61738
- 403 State St, Benson, IL 61516
- 2401 E Washington St, Bloomington, IL 61704
- 500 S Persimmon St, Le Roy, IL 61752
- 208 E Gridley Rd, Gridley, IL 61744
- 5701 W Monee Manhattan Rd, Monee, IL 60449
- 333 Chicago Rd, Paw Paw, IL 61353
- 2020 W War Memorial Dr Ste 202a-2, Peoria, IL 61614
- 2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
- 301 E Palestine Ave, Palestine, TX 75801
- 525 Elm St, Reading, PA 19601
- 203 Crestwood Ave, Bremer, IA 50677
- 423b W Madison St, Pontiac, IL 61764
- 11 West Main Street, Belgrade, MT 59714
- 301 W Falcon Hwy, Flanagan, IL 61740
Are deposits at Flanagan State Bank insured?
Yes. Flanagan State Bank is an FDIC-insured bank (FDIC certificate #11734). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Flanagan State Bank: frequently asked questions
Is Flanagan State Bank a good bank?
Flanagan State Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Profitable (ROA 0.22%).
Is Flanagan State Bank FDIC-insured?
Yes. Flanagan State Bank is a FDIC-insured bank (FDIC certificate #11734). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Flanagan State Bank?
Flanagan State Bank holds $313 million in total assets, ranking 316th of 328 banks we track in Illinois. It operates 15 branches.
Does Flanagan State Bank have CFPB complaints?
No CFPB complaints against Flanagan State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
