Holcomb Bank is a bank based in Rochelle, Illinois, established in 1892, with $314 million in total assets across 4 branches. By Trust Grade it ranks 285th of 328 banks we track in Illinois. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Holcomb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Holcomb Bank compares to Illinois peers
How we graded Holcomb Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Holcomb Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 7035 11th St, Rockford, IL 61109
- 400 East Route 38, Creston, IL 60113
- 233 E Il Route 38, Rochelle, IL 61068
- 504 W Blackhawk Dr, Byron, IL 61010
Are deposits at Holcomb Bank insured?
Yes. Holcomb Bank is an FDIC-insured bank (FDIC certificate #9080). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Holcomb Bank: frequently asked questions
Is Holcomb Bank a good bank?
Holcomb Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.45%).
Is Holcomb Bank FDIC-insured?
Yes. Holcomb Bank is a FDIC-insured bank (FDIC certificate #9080). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Holcomb Bank?
Holcomb Bank holds $314 million in total assets, ranking 285th of 328 banks we track in Illinois. It operates 4 branches.
Does Holcomb Bank have CFPB complaints?
No CFPB complaints against Holcomb Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
