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Tompkins State Bank

Avon, IL · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Tompkins State Bank is a bank based in Avon, Illinois, established in 1913, with $305 million in total assets across 4 branches. By Trust Grade it ranks 143rd of 328 banks we track in Illinois. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Tompkins State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$304.9M
$100M–1B institution
Deposits
$275.6M
Branches
4
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#143
of 328 banks

How Tompkins State Bank compares to Illinois peers

Capital ratio
Bottom 37% of $100M–1B peers
Tompkins State
9.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Tompkins State
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Tompkins State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tompkins State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1380 N Henderson St, Galesburg, IL 61401
  • 204 N Monroe St, Abingdon, IL 61410
  • 695 Knox Highway 10, Galesburg, IL 61401
  • 117 S Main St, Avon, IL 61415

Are deposits at Tompkins State Bank insured?

Yes. Tompkins State Bank is an FDIC-insured bank (FDIC certificate #10849). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tompkins State Bank: frequently asked questions

Is Tompkins State Bank a good bank?

Tompkins State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.03%).

Is Tompkins State Bank FDIC-insured?

Yes. Tompkins State Bank is a FDIC-insured bank (FDIC certificate #10849). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tompkins State Bank?

Tompkins State Bank holds $305 million in total assets, ranking 143rd of 328 banks we track in Illinois. It operates 4 branches.

Does Tompkins State Bank have CFPB complaints?

No CFPB complaints against Tompkins State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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