The Gerber State Bank is a bank based in Argenta, Illinois, established in 1887, with $100 million in total assets across 2 branches. By Trust Grade it ranks 119th of 328 banks we track in Illinois. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against The Gerber State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Gerber State Bank compares to Illinois peers
How we graded The Gerber State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Gerber State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 102 South State Route 48, Oreana, IL 62554
- 110 E Elm St, Argenta, IL 62501
Are deposits at The Gerber State Bank insured?
Yes. The Gerber State Bank is an FDIC-insured bank (FDIC certificate #899). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Gerber State Bank: frequently asked questions
Is The Gerber State Bank a good bank?
The Gerber State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.07%).
Is The Gerber State Bank FDIC-insured?
Yes. The Gerber State Bank is a FDIC-insured bank (FDIC certificate #899). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Gerber State Bank?
The Gerber State Bank holds $100 million in total assets, ranking 119th of 328 banks we track in Illinois. It operates 2 branches.
Does The Gerber State Bank have CFPB complaints?
No CFPB complaints against The Gerber State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
