Clay County State Bank is a bank based in Louisville, Illinois, established in 1905, with $107 million in total assets across 1 branch. By Trust Grade it ranks 17th of 328 banks we track in Illinois. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Clay County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Clay County State Bank compares to Illinois peers
How we graded Clay County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Clay County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 111 N Church St, Louisville, IL 62858
Are deposits at Clay County State Bank insured?
Yes. Clay County State Bank is an FDIC-insured bank (FDIC certificate #10821). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Clay County State Bank: frequently asked questions
Is Clay County State Bank a good bank?
Clay County State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.34%).
Is Clay County State Bank FDIC-insured?
Yes. Clay County State Bank is a FDIC-insured bank (FDIC certificate #10821). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Clay County State Bank?
Clay County State Bank holds $107 million in total assets, ranking 17th of 328 banks we track in Illinois. It operates 1 branch.
Does Clay County State Bank have CFPB complaints?
No CFPB complaints against Clay County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
