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Anderson State Bank

Oneida, IL · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Anderson State Bank is a bank based in Oneida, Illinois, established in 1917, with $107 million in total assets across 1 branch. By Trust Grade it ranks 21st of 328 banks we track in Illinois. Its capital ratio of 16.8% is stronger than 94% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Anderson State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$107.4M
$100M–1B institution
Deposits
$89.1M
Branches
1
Capital ratio
16.8%
Top 6% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.5%
Top 31% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#21
of 328 banks

How Anderson State Bank compares to Illinois peers

Capital ratio
Top 6% of $100M–1B peers
Anderson State
16.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
Anderson State
1.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Anderson State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.8% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Anderson State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 111 W Highway St, Oneida, IL 61467

Are deposits at Anderson State Bank insured?

Yes. Anderson State Bank is an FDIC-insured bank (FDIC certificate #10858). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Anderson State Bank: frequently asked questions

Is Anderson State Bank a good bank?

Anderson State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Strongly profitable (ROA 1.52%).

Is Anderson State Bank FDIC-insured?

Yes. Anderson State Bank is a FDIC-insured bank (FDIC certificate #10858). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Anderson State Bank?

Anderson State Bank holds $107 million in total assets, ranking 21st of 328 banks we track in Illinois. It operates 1 branch.

Does Anderson State Bank have CFPB complaints?

No CFPB complaints against Anderson State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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First State Bank Of Beecher City
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The First National Bank Of Sparta
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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