Finance Factors, Ltd. is a bank based in Honolulu, Hawaii, established in 1952, with $669 million in total assets across 14 branches. By Trust Grade it ranks 4th of 6 banks we track in Hawaii. Its capital ratio of 11.6% is stronger than 68% of similarly sized banks, versus a Hawaii median of 9.5%. It posted a loss over the most recent period (-0.47% return on assets), a point to watch. No consumer complaints against Finance Factors, Ltd. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Finance Factors, Ltd. compares to Hawaii peers
How we graded Finance Factors, Ltd.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Unprofitable over the period (ROA -0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Finance Factors, Ltd. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 1164 Bishop St, Honolulu, HI 96813
- 1600 Kapiolani Blvd, Honolulu, HI 96814
- 800 S Marine Corps Dr Ste 4, Tamuning, GU 96913
- 28 Oneawa St, Kailua, HI 96734
- 1620 N School St, Honolulu, HI 96817
- 4393 Kukui Grove St Ste A, Lihue, HI 96766
- 850 Kamehameha Hwy, Pearl City, HI 96782
- 27 S Puunene Ave, Kahului, HI 96732
- 4211 Waialae Ave, Honolulu, HI 96816
- 1808 Liliha St, Honolulu, HI 96817
- 2955 East Manoa Rd, Honolulu, HI 96822
- 75-1022 Henry St, Kailua Kona, HI 96740
- 3408 Waialae Ave, Honolulu, HI 96816
- 605 Laukapu St, Hilo, HI 96720
Are deposits at Finance Factors, Ltd. insured?
Yes. Finance Factors, Ltd. is an FDIC-insured bank (FDIC certificate #25158). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Finance Factors, Ltd.: frequently asked questions
Is Finance Factors, Ltd. a good bank?
Finance Factors, Ltd. earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Unprofitable over the period (ROA -0.47%).
Is Finance Factors, Ltd. FDIC-insured?
Yes. Finance Factors, Ltd. is a FDIC-insured bank (FDIC certificate #25158). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Finance Factors, Ltd.?
Finance Factors, Ltd. holds $669 million in total assets, ranking 4th of 6 banks we track in Hawaii. It operates 14 branches.
Does Finance Factors, Ltd. have CFPB complaints?
No CFPB complaints against Finance Factors, Ltd. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
