Central Pacific Bank is a bank based in Honolulu, Hawaii, established in 1954, with $7.5 billion in total assets across 27 branches. By Trust Grade it ranks 2nd of 6 banks we track in Hawaii. Its capital ratio of 8.5% trails most similarly sized banks (14th percentile), versus a Hawaii median of 9.5%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Central Pacific Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Pacific Bank compares to Hawaii peers
How we graded Central Pacific Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Pacific Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (27)
- 220 S King St, Honolulu, HI 96813
- 2024 N King St, Honolulu, HI 96819
- 3465 Waialae Ave, Honolulu, HI 96816
- 1538 Kapiolani Blvd Ste 3, Honolulu, HI 96814
- 98-150 Kaonohi St, Aiea, HI 96701
- 4454 Nuhou Street, Suites 408 And 409, Lihue, HI 96766
- 525 Kilauea Ave, Hilo, HI 96720
- 505 Ward Ave, Honolulu, HI 96814
- 94-210 Pupukahi St, Waipahu, HI 96797
- 960 Mapunapuna St, Honolulu, HI 96819
- 6600 Kalanianaole Hwy, Honolulu, HI 96825
- 95-720 Lanikuhana Ave, Mililani, HI 96789
- 75-1010 Henry St, Kailua-Kona, HI 96740
- 2002 S King St, Honolulu, HI 96826
- 6 Hoolai St, Kailua, HI 96734
- 935 California Ave, Wahiawa, HI 96786
- 333 Seaside Ave, Honolulu, HI 96815
- 4211 Waialae Ave, Honolulu, HI 96816
- 207 Piikea Ave Ste 6-63, Kihei, HI 96753
- 680 Kamokila Blvd, Kapolei, HI 96707
- 2061 Wells St, Wailuku, HI 96793
- 1030 Makolu St, Pearl City, HI 96782
- 355 Keawe St, Lahaina, HI 96761
- 46-077 Kamehameha Hwy, Kaneohe, HI 96744
- 91-1107 Keaunui Dr, Ewa Beach, HI 96706
- 2851 East Manoa Rd Ste 1-100, Honolulu, HI 96822
- 145 Hookele Street, Kahului, HI 96732
Are deposits at Central Pacific Bank insured?
Yes. Central Pacific Bank is an FDIC-insured bank (FDIC certificate #17308). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Pacific Bank: frequently asked questions
Is Central Pacific Bank a good bank?
Central Pacific Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.19%).
Is Central Pacific Bank FDIC-insured?
Yes. Central Pacific Bank is a FDIC-insured bank (FDIC certificate #17308). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Central Pacific Bank?
Central Pacific Bank holds $7.5 billion in total assets, ranking 2nd of 6 banks we track in Hawaii. It operates 27 branches.
Does Central Pacific Bank have CFPB complaints?
No CFPB complaints against Central Pacific Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
