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Geddes Federal Savings And Loan Association

Syracuse, NY · Est. 1948 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Geddes Federal Savings And Loan Association is a bank based in Syracuse, New York, established in 1948, with $669 million in total assets across 1 branch. By Trust Grade it ranks 65th of 118 banks we track in New York. Its capital ratio of 14.9% is stronger than 89% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Geddes Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$669.5M
$100M–1B institution
Deposits
$497.6M
Branches
1
Capital ratio
14.9%
Top 11% of $100M–1B peers · New York median 10.4%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · New York median 0.84%
Rank in New York
#65
of 118 banks

How Geddes Federal Savings And Loan Association compares to New York peers

Capital ratio
Top 11% of $100M–1B peers
Geddes Federal
14.9%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Geddes Federal
0.3%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Geddes Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.9% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Geddes Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2208 W Genesee St, Syracuse, NY 13219

Are deposits at Geddes Federal Savings And Loan Association insured?

Yes. Geddes Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30397). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Geddes Federal Savings And Loan Association: frequently asked questions

Is Geddes Federal Savings And Loan Association a good bank?

Geddes Federal Savings And Loan Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.32%).

Is Geddes Federal Savings And Loan Association FDIC-insured?

Yes. Geddes Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30397). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Geddes Federal Savings And Loan Association?

Geddes Federal Savings And Loan Association holds $669 million in total assets, ranking 65th of 118 banks we track in New York. It operates 1 branch.

Does Geddes Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Geddes Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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