Spring Bank is a bank based in Bronx, New York, established in 2007, with $647 million in total assets across 2 branches. By Trust Grade it ranks 19th of 118 banks we track in New York. Its capital ratio of 13.3% is stronger than 83% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Spring Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spring Bank compares to New York peers
How we graded Spring Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spring Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 69 E 167th St, Bronx, NY 10452
- 356 Van Brunt St, Brooklyn, NY 11231
Are deposits at Spring Bank insured?
Yes. Spring Bank is an FDIC-insured bank (FDIC certificate #58668). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spring Bank: frequently asked questions
Is Spring Bank a good bank?
Spring Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.44%).
Is Spring Bank FDIC-insured?
Yes. Spring Bank is a FDIC-insured bank (FDIC certificate #58668). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Spring Bank?
Spring Bank holds $647 million in total assets, ranking 19th of 118 banks we track in New York. It operates 2 branches.
Does Spring Bank have CFPB complaints?
No CFPB complaints against Spring Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
