Skip to main content
bank

Jeff Bank

Jeffersonville, NY · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Jeff Bank is a bank based in Jeffersonville, New York, established in 1913, with $672 million in total assets across 10 branches. By Trust Grade it ranks 28th of 118 banks we track in New York. Its capital ratio of 13.9% is stronger than 85% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.93% return on assets. No consumer complaints against Jeff Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$671.9M
$100M–1B institution
Deposits
$567.4M
Branches
10
Capital ratio
13.9%
Top 15% of $100M–1B peers · New York median 10.4%
Return on assets
1.9%
Top 14% of $100M–1B peers · New York median 0.84%
Rank in New York
#28
of 118 banks

How Jeff Bank compares to New York peers

Capital ratio
Top 15% of $100M–1B peers
Jeff Bank
13.9%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
Jeff Bank
1.9%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Jeff Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jeff Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 561 Sthy 55, Eldred, NY 12732
  • 19 Church St, Liberty, NY 12754
  • 19 Forestburgh Rd, Monticello, NY 12701
  • 33 Main St, Livingston Manor, NY 12758
  • 4499 State Route 17b, Callicoon, NY 12723
  • 33 Anawana Lake Rd, Monticello, NY 12701
  • 2930 State Route 209, Wurtsboro, NY 12790
  • 4864 State Route 52, Jeffersonville, NY 12748
  • 1460 State Route 17b, White Lake, NY 12786
  • 20 Fowler St, Port Jervis, NY 12771

Are deposits at Jeff Bank insured?

Yes. Jeff Bank is an FDIC-insured bank (FDIC certificate #7123). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jeff Bank: frequently asked questions

Is Jeff Bank a good bank?

Jeff Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.93%).

Is Jeff Bank FDIC-insured?

Yes. Jeff Bank is a FDIC-insured bank (FDIC certificate #7123). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jeff Bank?

Jeff Bank holds $672 million in total assets, ranking 28th of 118 banks we track in New York. It operates 10 branches.

Does Jeff Bank have CFPB complaints?

No CFPB complaints against Jeff Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Geddes Federal Savings And Loan Association
bank · Syracuse, NY · $669M assets
Carver Federal Savings Bank
bank · New York, NY · $676M assets
Modern Bank, National Association
bank · New York, NY · $696M assets
Spring Bank
bank · Bronx, NY · $647M assets
Empire State Bank
bank · Staten Island, NY · $644M assets
Tioga State Bank National Association
bank · Spencer, NY · $640M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →