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Planters And Citizens Bank

Camilla, GA · Est. 1913 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Planters And Citizens Bank is a bank based in Camilla, Georgia, established in 1913, with $145 million in total assets across 1 branch. By Trust Grade it ranks 109th of 124 banks we track in Georgia. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Planters And Citizens Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$145.5M
$100M–1B institution
Deposits
$123.8M
Branches
1
Capital ratio
8.0%
Bottom 16% of $100M–1B peers · Georgia median 10.5%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#109
of 124 banks

How Planters And Citizens Bank compares to Georgia peers

Capital ratio
Bottom 16% of $100M–1B peers
Planters And
8.0%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Planters And
0.4%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Planters And Citizens Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Planters And Citizens Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 21 N Harney St, Camilla, GA 31730

Are deposits at Planters And Citizens Bank insured?

Yes. Planters And Citizens Bank is an FDIC-insured bank (FDIC certificate #10072). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Planters And Citizens Bank: frequently asked questions

Is Planters And Citizens Bank a good bank?

Planters And Citizens Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.36%).

Is Planters And Citizens Bank FDIC-insured?

Yes. Planters And Citizens Bank is a FDIC-insured bank (FDIC certificate #10072). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Planters And Citizens Bank?

Planters And Citizens Bank holds $145 million in total assets, ranking 109th of 124 banks we track in Georgia. It operates 1 branch.

Does Planters And Citizens Bank have CFPB complaints?

No CFPB complaints against Planters And Citizens Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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