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Family Bank

Pelham, GA · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Family Bank is a bank based in Pelham, Georgia, established in 1931, with $159 million in total assets across 3 branches. By Trust Grade it ranks 34th of 124 banks we track in Georgia. Its capital ratio of 14.0% is stronger than 86% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Family Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$159.3M
$100M–1B institution
Deposits
$135.9M
Branches
3
Capital ratio
14.0%
Top 14% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.6%
Top 25% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#34
of 124 banks

How Family Bank compares to Georgia peers

Capital ratio
Top 14% of $100M–1B peers
Family Bank
14.0%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Family Bank
1.6%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Family Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Family Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 152 E Broad St, Camilla, GA 31730
  • 800 E College St, Bainbridge, GA 39819
  • 134 Hand Ave W, Pelham, GA 31779

Are deposits at Family Bank insured?

Yes. Family Bank is an FDIC-insured bank (FDIC certificate #29357). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Family Bank: frequently asked questions

Is Family Bank a good bank?

Family Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.64%).

Is Family Bank FDIC-insured?

Yes. Family Bank is a FDIC-insured bank (FDIC certificate #29357). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Family Bank?

Family Bank holds $159 million in total assets, ranking 34th of 124 banks we track in Georgia. It operates 3 branches.

Does Family Bank have CFPB complaints?

No CFPB complaints against Family Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Farmers State Bank
bank · Dublin, GA · $159M assets
Bank Of Dawson
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Bank Of Monticello
bank · Monticello, GA · $160M assets
Bank Of Dade
bank · Trenton, GA · $161M assets
Moultrie Bank & Trust
bank · Moultrie, GA · $158M assets
West Central Georgia Bank
bank · Thomaston, GA · $163M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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