Skip to main content
bank

Moultrie Bank & Trust

Moultrie, GA · Est. 2022 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Moultrie Bank & Trust is a bank based in Moultrie, Georgia, established in 2022, with $158 million in total assets across 1 branch. By Trust Grade it ranks 54th of 124 banks we track in Georgia. Its capital ratio of 13.5% is stronger than 83% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Moultrie Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$157.6M
$100M–1B institution
Deposits
$136.0M
Branches
1
Capital ratio
13.5%
Top 17% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.3%
Top 41% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#54
of 124 banks

How Moultrie Bank & Trust compares to Georgia peers

Capital ratio
Top 17% of $100M–1B peers
Moultrie Bank
13.5%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
Moultrie Bank
1.3%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Moultrie Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Moultrie Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 600 Veterans Parkway North, Moultrie, GA 31788

Are deposits at Moultrie Bank & Trust insured?

Yes. Moultrie Bank & Trust is an FDIC-insured bank (FDIC certificate #59285). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Moultrie Bank & Trust: frequently asked questions

Is Moultrie Bank & Trust a good bank?

Moultrie Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.35%).

Is Moultrie Bank & Trust FDIC-insured?

Yes. Moultrie Bank & Trust is a FDIC-insured bank (FDIC certificate #59285). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Moultrie Bank & Trust?

Moultrie Bank & Trust holds $158 million in total assets, ranking 54th of 124 banks we track in Georgia. It operates 1 branch.

Does Moultrie Bank & Trust have CFPB complaints?

No CFPB complaints against Moultrie Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Farmers State Bank
bank · Dublin, GA · $159M assets
Family Bank
bank · Pelham, GA · $159M assets
Bank Of Dawson
bank · Dawson, GA · $160M assets
Bank Of Monticello
bank · Monticello, GA · $160M assets
Bank Of Dade
bank · Trenton, GA · $161M assets
West Central Georgia Bank
bank · Thomaston, GA · $163M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →