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The Citizens National Bank Of Quitman

Quitman, GA · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Citizens National Bank Of Quitman is a bank based in Quitman, Georgia, established in 1934, with $134 million in total assets across 1 branch. By Trust Grade it ranks 4th of 124 banks we track in Georgia. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against The Citizens National Bank Of Quitman appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$134.3M
$100M–1B institution
Deposits
$119.8M
Branches
1
Capital ratio
10.3%
Top 47% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.5%
Top 30% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#4
of 124 banks

How The Citizens National Bank Of Quitman compares to Georgia peers

Capital ratio
Top 47% of $100M–1B peers
The Citizens
10.3%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
The Citizens
1.5%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Citizens National Bank Of Quitman

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens National Bank Of Quitman over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 100 East Stevens Street, Quitman, GA 31643

Are deposits at The Citizens National Bank Of Quitman insured?

Yes. The Citizens National Bank Of Quitman is an FDIC-insured bank (FDIC certificate #14731). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens National Bank Of Quitman: frequently asked questions

Is The Citizens National Bank Of Quitman a good bank?

The Citizens National Bank Of Quitman earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.53%).

Is The Citizens National Bank Of Quitman FDIC-insured?

Yes. The Citizens National Bank Of Quitman is a FDIC-insured bank (FDIC certificate #14731). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens National Bank Of Quitman?

The Citizens National Bank Of Quitman holds $134 million in total assets, ranking 4th of 124 banks we track in Georgia. It operates 1 branch.

Does The Citizens National Bank Of Quitman have CFPB complaints?

No CFPB complaints against The Citizens National Bank Of Quitman appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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