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North Valley Bank

Thornton, CO · Est. 1963 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

North Valley Bank is a bank based in Thornton, Colorado, established in 1963, with $262 million in total assets across 2 branches. By Trust Grade it ranks 10th of 64 banks we track in Colorado. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 2.77% return on assets. No consumer complaints against North Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$262.0M
$100M–1B institution
Deposits
$209.2M
Branches
2
Capital ratio
13.2%
Top 18% of $100M–1B peers · Colorado median 10.8%
Return on assets
2.8%
Top 3% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#10
of 64 banks

How North Valley Bank compares to Colorado peers

Capital ratio
Top 18% of $100M–1B peers
North Valley
13.2%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
North Valley
2.8%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded North Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 2.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 9001 Washington St, Thornton, CO 80229
  • 1210 E 1st Ave, Broomfield, CO 80020

Are deposits at North Valley Bank insured?

Yes. North Valley Bank is an FDIC-insured bank (FDIC certificate #18710). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Valley Bank: frequently asked questions

Is North Valley Bank a good bank?

North Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 2.77%).

Is North Valley Bank FDIC-insured?

Yes. North Valley Bank is a FDIC-insured bank (FDIC certificate #18710). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North Valley Bank?

North Valley Bank holds $262 million in total assets, ranking 10th of 64 banks we track in Colorado. It operates 2 branches.

Does North Valley Bank have CFPB complaints?

No CFPB complaints against North Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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