First Pioneer National Bank is a bank based in Wray, Colorado, established in 1902, with $253 million in total assets across 2 branches. By Trust Grade it ranks 18th of 64 banks we track in Colorado. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against First Pioneer National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Pioneer National Bank compares to Colorado peers
How we graded First Pioneer National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Pioneer National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 145 W 4th St, Wray, CO 80758
- 150 S Interocean Ave, Holyoke, CO 80734
Are deposits at First Pioneer National Bank insured?
Yes. First Pioneer National Bank is an FDIC-insured bank (FDIC certificate #3063). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Pioneer National Bank: frequently asked questions
Is First Pioneer National Bank a good bank?
First Pioneer National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.98%).
Is First Pioneer National Bank FDIC-insured?
Yes. First Pioneer National Bank is a FDIC-insured bank (FDIC certificate #3063). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Pioneer National Bank?
First Pioneer National Bank holds $253 million in total assets, ranking 18th of 64 banks we track in Colorado. It operates 2 branches.
Does First Pioneer National Bank have CFPB complaints?
No CFPB complaints against First Pioneer National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
