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First American State Bank

Greenwood Village, CO · Est. 1995 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

First American State Bank is a bank based in Greenwood Village, Colorado, established in 1995, with $282 million in total assets across 1 branch. By Trust Grade it ranks 48th of 64 banks we track in Colorado. Its capital ratio of 8.9% trails most similarly sized banks (29th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against First American State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$281.8M
$100M–1B institution
Deposits
$201.4M
Branches
1
Capital ratio
8.9%
Bottom 29% of $100M–1B peers · Colorado median 10.8%
Return on assets
0.4%
Bottom 11% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#48
of 64 banks

How First American State Bank compares to Colorado peers

Capital ratio
Bottom 29% of $100M–1B peers
First American
8.9%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of $100M–1B peers
First American
0.4%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded First American State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First American State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 8390 E Crescent Pkwy, Greenwood Village, CO 80111

Are deposits at First American State Bank insured?

Yes. First American State Bank is an FDIC-insured bank (FDIC certificate #34040). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First American State Bank: frequently asked questions

Is First American State Bank a good bank?

First American State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.42%).

Is First American State Bank FDIC-insured?

Yes. First American State Bank is a FDIC-insured bank (FDIC certificate #34040). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First American State Bank?

First American State Bank holds $282 million in total assets, ranking 48th of 64 banks we track in Colorado. It operates 1 branch.

Does First American State Bank have CFPB complaints?

No CFPB complaints against First American State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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