Farmers Bank is a bank based in Ault, Colorado, established in 2001, with $291 million in total assets across 2 branches. By Trust Grade it ranks 57th of 64 banks we track in Colorado. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.66% return on assets. No consumer complaints against Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers Bank compares to Colorado peers
How we graded Farmers Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Strongly profitable (ROA 1.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 119 1st St, Ault, CO 80610
- 713 S Lemay Ave, Fort Collins, CO 80524
Are deposits at Farmers Bank insured?
Yes. Farmers Bank is an FDIC-insured bank (FDIC certificate #57335). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers Bank: frequently asked questions
Is Farmers Bank a good bank?
Farmers Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Strongly profitable (ROA 1.66%).
Is Farmers Bank FDIC-insured?
Yes. Farmers Bank is a FDIC-insured bank (FDIC certificate #57335). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers Bank?
Farmers Bank holds $291 million in total assets, ranking 57th of 64 banks we track in Colorado. It operates 2 branches.
Does Farmers Bank have CFPB complaints?
No CFPB complaints against Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
