Sweet Water State Bank is a bank based in Sweet Water, Alabama, established in 1913, with $155 million in total assets across 5 branches. By Trust Grade it ranks 67th of 93 banks we track in Alabama. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Sweet Water State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sweet Water State Bank compares to Alabama peers
How we graded Sweet Water State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Strongly profitable (ROA 1.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sweet Water State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 206 S Main St, Linden, AL 36748
- 33821 Highway 43, Thomasville, AL 36784
- 1202 Osgood Loop, Demopolis, AL 36732
- 31385 Alabama Highway 10, Sweet Water, AL 36782
- 20 Highway 41 North, Camden, AL 36726
Are deposits at Sweet Water State Bank insured?
Yes. Sweet Water State Bank is an FDIC-insured bank (FDIC certificate #9615). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sweet Water State Bank: frequently asked questions
Is Sweet Water State Bank a good bank?
Sweet Water State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.92%).
Is Sweet Water State Bank FDIC-insured?
Yes. Sweet Water State Bank is a FDIC-insured bank (FDIC certificate #9615). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sweet Water State Bank?
Sweet Water State Bank holds $155 million in total assets, ranking 67th of 93 banks we track in Alabama. It operates 5 branches.
Does Sweet Water State Bank have CFPB complaints?
No CFPB complaints against Sweet Water State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
