Citizens' Bank, Inc. is a bank based in Robertsdale, Alabama, established in 1981, with $159 million in total assets across 3 branches. By Trust Grade it ranks 45th of 93 banks we track in Alabama. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Citizens' Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens' Bank, Inc. compares to Alabama peers
How we graded Citizens' Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens' Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 21980 Palmer Street, Robertsdale, AL 36567
- 905 Plantation Blvd, Fairhope, AL 36532
- 251 E Orange Ave, Foley, AL 36535
Are deposits at Citizens' Bank, Inc. insured?
Yes. Citizens' Bank, Inc. is an FDIC-insured bank (FDIC certificate #23523). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens' Bank, Inc.: frequently asked questions
Is Citizens' Bank, Inc. a good bank?
Citizens' Bank, Inc. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.01%).
Is Citizens' Bank, Inc. FDIC-insured?
Yes. Citizens' Bank, Inc. is a FDIC-insured bank (FDIC certificate #23523). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens' Bank, Inc.?
Citizens' Bank, Inc. holds $159 million in total assets, ranking 45th of 93 banks we track in Alabama. It operates 3 branches.
Does Citizens' Bank, Inc. have CFPB complaints?
No CFPB complaints against Citizens' Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
