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North Alabama Bank

Hazel Green, AL · Est. 1989 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

North Alabama Bank is a bank based in Hazel Green, Alabama, established in 1989, with $176 million in total assets across 4 branches. By Trust Grade it ranks 14th of 93 banks we track in Alabama. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against North Alabama Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$175.8M
$100M–1B institution
Deposits
$153.9M
Branches
4
Capital ratio
11.2%
Top 35% of $100M–1B peers · Alabama median 10%
Return on assets
1.5%
Top 32% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#14
of 93 banks

How North Alabama Bank compares to Alabama peers

Capital ratio
Top 35% of $100M–1B peers
North Alabama
11.2%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
North Alabama
1.5%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded North Alabama Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Alabama Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1590 Winchester Rd Ne, Huntsville, AL 35811
  • 13914 Highway 231 431 N, Hazel Green, AL 35750
  • 220 Providence Main St Nw, Huntsville, AL 35806
  • 30010 Ardmore Ave, Ardmore, AL 35739

Are deposits at North Alabama Bank insured?

Yes. North Alabama Bank is an FDIC-insured bank (FDIC certificate #27560). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Alabama Bank: frequently asked questions

Is North Alabama Bank a good bank?

North Alabama Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.51%).

Is North Alabama Bank FDIC-insured?

Yes. North Alabama Bank is a FDIC-insured bank (FDIC certificate #27560). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North Alabama Bank?

North Alabama Bank holds $176 million in total assets, ranking 14th of 93 banks we track in Alabama. It operates 4 branches.

Does North Alabama Bank have CFPB complaints?

No CFPB complaints against North Alabama Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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