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Merchants & Farmers Bank Of Greene County, Alabama

Eutaw, AL · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Merchants & Farmers Bank Of Greene County, Alabama is a bank based in Eutaw, Alabama, established in 1900, with $136 million in total assets across 2 branches. By Trust Grade it ranks 32nd of 93 banks we track in Alabama. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Merchants & Farmers Bank Of Greene County, Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.5M
$100M–1B institution
Deposits
$121.3M
Branches
2
Capital ratio
10.6%
Top 43% of $100M–1B peers · Alabama median 10%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#32
of 93 banks

How Merchants & Farmers Bank Of Greene County, Alabama compares to Alabama peers

Capital ratio
Top 43% of $100M–1B peers
Merchants &
10.6%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Merchants &
1.0%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Merchants & Farmers Bank Of Greene County, Alabama

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Merchants & Farmers Bank Of Greene County, Alabama over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1805 E Main St, Prattville, AL 36066
  • 302 Prairie Ave, Eutaw, AL 35462

Are deposits at Merchants & Farmers Bank Of Greene County, Alabama insured?

Yes. Merchants & Farmers Bank Of Greene County, Alabama is an FDIC-insured bank (FDIC certificate #855). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Merchants & Farmers Bank Of Greene County, Alabama: frequently asked questions

Is Merchants & Farmers Bank Of Greene County, Alabama a good bank?

Merchants & Farmers Bank Of Greene County, Alabama earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.98%).

Is Merchants & Farmers Bank Of Greene County, Alabama FDIC-insured?

Yes. Merchants & Farmers Bank Of Greene County, Alabama is a FDIC-insured bank (FDIC certificate #855). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Merchants & Farmers Bank Of Greene County, Alabama?

Merchants & Farmers Bank Of Greene County, Alabama holds $136 million in total assets, ranking 32nd of 93 banks we track in Alabama. It operates 2 branches.

Does Merchants & Farmers Bank Of Greene County, Alabama have CFPB complaints?

No CFPB complaints against Merchants & Farmers Bank Of Greene County, Alabama appear in our data over the analysis window, which is typical for a bank of this size.

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Brantley Bank And Trust Company
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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