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credit union

Wyhy

Cheyenne, WY · Est. 1953
A
Trust Grade
Excellent
Score: 94/100

Wyhy is a credit union based in Cheyenne, Wyoming, established in 1953, with $410 million in total assets serving 22,839 members. By Trust Grade it ranks 10th of 18 credit unions we track in Wyoming. Its net worth ratio of 13.5% is stronger than 76% of similarly sized credit unions, versus a Wyoming median of 11.3%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Wyhy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$409.6M
$100M–1B institution
Members
22,839
Shares & deposits
Net worth ratio
13.5%
Top 24% of $100M–1B peers · Wyoming median 11.3%
Return on assets
0.6%
Bottom 41% of $100M–1B peers · Wyoming median 1.01%
Rank in Wyoming
#10
of 18 credit unions

How Wyhy compares to Wyoming peers

Net worth ratio
Top 24% of $100M–1B peers
Wyhy
13.5%
Wyoming median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Wyhy
0.6%
Wyoming median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Wyhy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wyhy over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wyhy insured?

Yes. Wyhy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wyhy: frequently asked questions

Is Wyhy a good credit union?

Wyhy earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.56%).

Is Wyhy NCUA-insured?

Yes. Wyhy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wyhy?

Wyhy holds $410 million in total assets, ranking 10th of 18 credit unions we track in Wyoming. It serves 22,839 members.

Does Wyhy have CFPB complaints?

No CFPB complaints against Wyhy appear in our data over the analysis window, which is typical for a credit union of this size.

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Grand Altitude
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Sunlight
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Stagepoint
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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