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credit union

Stagepoint

Laramie, WY · Est. 1935
B
Trust Grade
Strong
Score: 84/100

Stagepoint is a credit union based in Laramie, Wyoming, established in 1935, with $129 million in total assets serving 8,930 members. By Trust Grade it ranks 16th of 18 credit unions we track in Wyoming. Its net worth ratio of 8.6% trails most similarly sized credit unions (9th percentile), versus a Wyoming median of 11.3%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Stagepoint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$128.9M
$100M–1B institution
Members
8,930
Shares & deposits
Net worth ratio
8.6%
Bottom 9% of $100M–1B peers · Wyoming median 11.3%
Return on assets
0.8%
Top 42% of $100M–1B peers · Wyoming median 1.01%
Rank in Wyoming
#16
of 18 credit unions

How Stagepoint compares to Wyoming peers

Net worth ratio
Bottom 9% of $100M–1B peers
Stagepoint
8.6%
Wyoming median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Stagepoint
0.8%
Wyoming median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Stagepoint

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stagepoint over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Stagepoint insured?

Yes. Stagepoint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stagepoint: frequently asked questions

Is Stagepoint a good credit union?

Stagepoint earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.80%).

Is Stagepoint NCUA-insured?

Yes. Stagepoint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Stagepoint?

Stagepoint holds $129 million in total assets, ranking 16th of 18 credit unions we track in Wyoming. It serves 8,930 members.

Does Stagepoint have CFPB complaints?

No CFPB complaints against Stagepoint appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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