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credit union

Western Vista

Cheyenne, WY · Est. 1940
B
Trust Grade
Strong
Score: 87/100

Western Vista is a credit union based in Cheyenne, Wyoming, established in 1940, with $279 million in total assets serving 17,012 members. By Trust Grade it ranks 14th of 18 credit unions we track in Wyoming. Its net worth ratio of 9.2% trails most similarly sized credit unions (18th percentile), versus a Wyoming median of 11.3%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Western Vista appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$279.3M
$100M–1B institution
Members
17,012
Shares & deposits
Net worth ratio
9.2%
Bottom 18% of $100M–1B peers · Wyoming median 11.3%
Return on assets
0.9%
Top 37% of $100M–1B peers · Wyoming median 1.01%
Rank in Wyoming
#14
of 18 credit unions

How Western Vista compares to Wyoming peers

Net worth ratio
Bottom 18% of $100M–1B peers
Western Vista
9.2%
Wyoming median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
Western Vista
0.9%
Wyoming median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Western Vista

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Vista over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Western Vista insured?

Yes. Western Vista is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Vista: frequently asked questions

Is Western Vista a good credit union?

Western Vista earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.88%).

Is Western Vista NCUA-insured?

Yes. Western Vista is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Western Vista?

Western Vista holds $279 million in total assets, ranking 14th of 18 credit unions we track in Wyoming. It serves 17,012 members.

Does Western Vista have CFPB complaints?

No CFPB complaints against Western Vista appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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