credit union

First Choice America Community

Weirton, WV · Est. 1939
A
Trust Grade
Excellent
Score: 98/100

First Choice America Community is a credit union based in Weirton, West Virginia, established in 1939, with $704 million in total assets serving 30,677 members. By Trust Grade it ranks 2nd of 73 credit unions we track in West Virginia. Its net worth ratio of 17.9% is stronger than 95% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against First Choice America Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$704.4M
$100M–1B institution
Members
30,677
Shares & deposits
—
Net worth ratio
17.9%
Top 5% of $100M–1B peers · West Virginia median 13.5%
Return on assets
1.6%
Top 9% of $100M–1B peers · West Virginia median 0.77%
Rank in West Virginia
#2
of 73 credit unions

How First Choice America Community compares to West Virginia peers

Net worth ratio
Top 5% of $100M–1B peers
First Choice
17.9%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
First Choice
1.6%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded First Choice America Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.9% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Choice America Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Choice America Community insured?

Yes. First Choice America Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Choice America Community: frequently asked questions

Is First Choice America Community a good credit union?

First Choice America Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 1.59%).

Is First Choice America Community NCUA-insured?

Yes. First Choice America Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Choice America Community?

First Choice America Community holds $704 million in total assets, ranking 2nd of 73 credit unions we track in West Virginia. It serves 30,677 members.

Does First Choice America Community have CFPB complaints?

No CFPB complaints against First Choice America Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Bayer Heritage
credit union · New Martinsvill, WV · $801M assets
Fairmont
credit union · Fairmont, WV · $602M assets
West Virginia Central
credit union · Parkersburg, WV · $337M assets
Pioneer Appalachia
credit union · Charleston, WV · $245M assets
Long Reach
credit union · Middlebourne, WV · $189M assets
Star Usa
credit union · Charleston, WV · $158M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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