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credit union

Ravenswood

Ravenswood, WV · Est. 1959
B
Trust Grade
Strong
Score: 80/100

Ravenswood is a credit union based in Ravenswood, West Virginia, established in 1959, with $51 million in total assets serving 5,443 members. By Trust Grade it ranks 69th of 73 credit unions we track in West Virginia. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Ravenswood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.3M
<$100M institution
Members
5,443
Shares & deposits
Net worth ratio
8.8%
Bottom 9% of <$100M peers · West Virginia median 13.5%
Return on assets
0.2%
Bottom 31% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#69
of 73 credit unions

How Ravenswood compares to West Virginia peers

Net worth ratio
Bottom 9% of <$100M peers
Ravenswood
8.8%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
Ravenswood
0.2%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ravenswood

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ravenswood over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ravenswood insured?

Yes. Ravenswood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ravenswood: frequently asked questions

Is Ravenswood a good credit union?

Ravenswood earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.22%).

Is Ravenswood NCUA-insured?

Yes. Ravenswood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ravenswood?

Ravenswood holds $51 million in total assets, ranking 69th of 73 credit unions we track in West Virginia. It serves 5,443 members.

Does Ravenswood have CFPB complaints?

No CFPB complaints against Ravenswood appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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