Kemba Charleston
Kemba Charleston is a credit union based in Dunbar, West Virginia, established in 1935, with $46 million in total assets serving 3,420 members. By Trust Grade it ranks 34th of 73 credit unions we track in West Virginia. Its net worth ratio of 20.0% is stronger than 78% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Kemba Charleston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kemba Charleston compares to West Virginia peers
How we graded Kemba Charleston
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.0% capital ratio)
- Profitable (ROA 0.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kemba Charleston over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kemba Charleston insured?
Yes. Kemba Charleston is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kemba Charleston: frequently asked questions
Is Kemba Charleston a good credit union?
Kemba Charleston earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (20.0% capital ratio); Profitable (ROA 0.53%).
Is Kemba Charleston NCUA-insured?
Yes. Kemba Charleston is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kemba Charleston?
Kemba Charleston holds $46 million in total assets, ranking 34th of 73 credit unions we track in West Virginia. It serves 3,420 members.
Does Kemba Charleston have CFPB complaints?
No CFPB complaints against Kemba Charleston appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
