Mountain Heritage
Mountain Heritage is a credit union based in Parkersburg, West Virginia, established in 1958, with $47 million in total assets serving 8,873 members. By Trust Grade it ranks 46th of 73 credit unions we track in West Virginia. Its net worth ratio of 14.4% is stronger than 51% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Mountain Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountain Heritage compares to West Virginia peers
How we graded Mountain Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountain Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mountain Heritage insured?
Yes. Mountain Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountain Heritage: frequently asked questions
Is Mountain Heritage a good credit union?
Mountain Heritage earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.24%).
Is Mountain Heritage NCUA-insured?
Yes. Mountain Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mountain Heritage?
Mountain Heritage holds $47 million in total assets, ranking 46th of 73 credit unions we track in West Virginia. It serves 8,873 members.
Does Mountain Heritage have CFPB complaints?
No CFPB complaints against Mountain Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
