Union Trades
Union Trades is a credit union based in Parkersburg, West Virginia, established in 1972, with $35 million in total assets serving 2,931 members. By Trust Grade it ranks 11th of 73 credit unions we track in West Virginia. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Union Trades appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union Trades compares to West Virginia peers
How we graded Union Trades
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union Trades over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Union Trades insured?
Yes. Union Trades is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union Trades: frequently asked questions
Is Union Trades a good credit union?
Union Trades earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 1.23%).
Is Union Trades NCUA-insured?
Yes. Union Trades is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Union Trades?
Union Trades holds $35 million in total assets, ranking 11th of 73 credit unions we track in West Virginia. It serves 2,931 members.
Does Union Trades have CFPB complaints?
No CFPB complaints against Union Trades appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
