credit union

Home

Clarksburg, WV · Est. 1950
A
Trust Grade
Excellent
Score: 95/100

Home is a credit union based in Clarksburg, West Virginia, established in 1950, with $38 million in total assets serving 3,027 members. By Trust Grade it ranks 30th of 73 credit unions we track in West Virginia. Its net worth ratio of 14.4% is stronger than 51% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Home appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$37.7M
<$100M institution
Members
3,027
Shares & deposits
—
Net worth ratio
14.4%
Top 49% of <$100M peers · West Virginia median 13.5%
Return on assets
0.6%
Top 50% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#30
of 73 credit unions

How Home compares to West Virginia peers

Net worth ratio
Top 49% of <$100M peers
Home
14.4%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Home
0.6%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Home

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Home over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Home insured?

Yes. Home is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Home: frequently asked questions

Is Home a good credit union?

Home earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.61%).

Is Home NCUA-insured?

Yes. Home is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Home?

Home holds $38 million in total assets, ranking 30th of 73 credit unions we track in West Virginia. It serves 3,027 members.

Does Home have CFPB complaints?

No CFPB complaints against Home appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Morgantown A E S
credit union · Morgantown, WV · $38M assets
Union Trades
credit union · Parkersburg, WV · $35M assets
Chhe
credit union · Huntington, WV · $33M assets
Hope
credit union · Bridgeport, WV · $43M assets
Huntington C & O Railway Employees
credit union · Huntington, WV · $31M assets
Preston
credit union · Kingwood, WV · $31M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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