Wcla
Wcla is a credit union based in Olympia, Washington, established in 1984, with $145 million in total assets serving 1,385 members. By Trust Grade it ranks 9th of 75 credit unions we track in Washington. Its net worth ratio of 16.6% is stronger than 92% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Wcla appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wcla compares to Washington peers
How we graded Wcla
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.6% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wcla over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wcla insured?
Yes. Wcla is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wcla: frequently asked questions
Is Wcla a good credit union?
Wcla earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.55%).
Is Wcla NCUA-insured?
Yes. Wcla is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wcla?
Wcla holds $145 million in total assets, ranking 9th of 75 credit unions we track in Washington. It serves 1,385 members.
Does Wcla have CFPB complaints?
No CFPB complaints against Wcla appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
