Mountaincrest
Mountaincrest is a credit union based in Arlington, Washington, established in 1934, with $155 million in total assets serving 10,342 members. By Trust Grade it ranks 20th of 75 credit unions we track in Washington. Its net worth ratio of 13.9% is stronger than 80% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Mountaincrest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountaincrest compares to Washington peers
How we graded Mountaincrest
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountaincrest over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mountaincrest insured?
Yes. Mountaincrest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountaincrest: frequently asked questions
Is Mountaincrest a good credit union?
Mountaincrest earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.74%).
Is Mountaincrest NCUA-insured?
Yes. Mountaincrest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mountaincrest?
Mountaincrest holds $155 million in total assets, ranking 20th of 75 credit unions we track in Washington. It serves 10,342 members.
Does Mountaincrest have CFPB complaints?
No CFPB complaints against Mountaincrest appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
