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credit union

White River

Enumclaw, WA · Est. 1952
A
Trust Grade
Excellent
Score: 91/100

White River is a credit union based in Enumclaw, Washington, established in 1952, with $116 million in total assets serving 8,414 members. By Trust Grade it ranks 45th of 75 credit unions we track in Washington. Its net worth ratio of 16.6% is stronger than 92% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against White River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$115.6M
$100M–1B institution
Members
8,414
Shares & deposits
Net worth ratio
16.6%
Top 8% of $100M–1B peers · Washington median 12.4%
Return on assets
0.1%
Bottom 14% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#45
of 75 credit unions

How White River compares to Washington peers

Net worth ratio
Top 8% of $100M–1B peers
White River
16.6%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
White River
0.1%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded White River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (16.6% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for White River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at White River insured?

Yes. White River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

White River: frequently asked questions

Is White River a good credit union?

White River earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Profitable (ROA 0.15%).

Is White River NCUA-insured?

Yes. White River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is White River?

White River holds $116 million in total assets, ranking 45th of 75 credit unions we track in Washington. It serves 8,414 members.

Does White River have CFPB complaints?

No CFPB complaints against White River appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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