credit union

Christiansted

Christiansted, VI · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Christiansted is a credit union based in Christiansted, U.S. Virgin Islands, established in 1952, with $34 million in total assets serving 3,351 members. By Trust Grade it ranks 2nd of 5 credit unions we track in U.S. Virgin Islands. Its net worth ratio of 20.3% is stronger than 79% of similarly sized credit unions, versus a U.S. Virgin Islands median of 16.8%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Christiansted appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.7M
<$100M institution
Members
3,351
Shares & deposits
—
Net worth ratio
20.3%
Top 21% of <$100M peers · U.S. Virgin Islands median 16.8%
Return on assets
2.0%
Top 6% of <$100M peers · U.S. Virgin Islands median 1.09%
Rank in U.S. Virgin Islands
#2
of 5 credit unions

How Christiansted compares to U.S. Virgin Islands peers

Net worth ratio
Top 21% of <$100M peers
Christiansted
20.3%
U.S. Virgin Islands median
16.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Christiansted
2.0%
U.S. Virgin Islands median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Christiansted

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.3% capital ratio)
  • Strongly profitable (ROA 2.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Christiansted over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Christiansted insured?

Yes. Christiansted is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Christiansted: frequently asked questions

Is Christiansted a good credit union?

Christiansted earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.3% capital ratio); Strongly profitable (ROA 2.00%).

Is Christiansted NCUA-insured?

Yes. Christiansted is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Christiansted?

Christiansted holds $34 million in total assets, ranking 2nd of 5 credit unions we track in U.S. Virgin Islands. It serves 3,351 members.

Does Christiansted have CFPB complaints?

No CFPB complaints against Christiansted appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Frederiksted
credit union · Frederiksted, VI · $24M assets
Mid-Island
credit union · Christiansted, VI · $18M assets
Vitelco Employees
credit union · Charlotte Amali, VI · $2M assets
St. Thomas
credit union · Charlotte Amali, VI · $89M assets
Sei
credit union · Pocatello, ID · $34M assets
Pfd Firefighters Credit Union Inc.
credit union · Portsmouth, VA · $34M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →
Stacks of coins of increasing height — representing savings held at a bank
Banking Guides
How Much Money Should You Keep in One Bank?
FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
June 25, 2026 · 4 min read
A jar of coins with a small plant growing out of it — representing savings growth
Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
June 25, 2026 · 4 min read
A person using a card reader at a counter — representing everyday banking
Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
A person reviewing finances on a laptop with a notebook — representing switching banks
Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Wisconsin (2026)
We analyzed all 154 FDIC-insured banks headquartered in Wisconsin using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read
Person using a contactless payment card at a terminal
State Guides
Most Trustworthy Credit Unions in Wisconsin (2026)
We analyzed all 99 NCUA-insured credit unions in Wisconsin by net worth ratio, ROA, and CFPB complaint data. Here are the most trustworthy.
June 25, 2026 · 7 min read
Stacked financial documents representing bank complaint records
State Guides
Banks to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
June 25, 2026 · 7 min read
Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
1 credit unions in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated NCUA-insured credit unions in the state — and what the warning signs mean.
June 25, 2026 · 7 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Michigan (2026)
We analyzed all 73 FDIC-insured banks headquartered in Michigan using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read