Mid-Island
Mid-Island is a credit union based in Christiansted, U.S. Virgin Islands, established in 1981, with $18 million in total assets serving 2,392 members. By Trust Grade it ranks 4th of 5 credit unions we track in U.S. Virgin Islands. Its net worth ratio of 10.1% trails most similarly sized credit unions (18th percentile), versus a U.S. Virgin Islands median of 16.8%. It posted a loss over the most recent period (-0.45% return on assets), a point to watch. No consumer complaints against Mid-Island appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid-Island compares to U.S. Virgin Islands peers
How we graded Mid-Island
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Unprofitable over the period (ROA -0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid-Island over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mid-Island insured?
Yes. Mid-Island is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid-Island: frequently asked questions
Is Mid-Island a good credit union?
Mid-Island earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Unprofitable over the period (ROA -0.45%).
Is Mid-Island NCUA-insured?
Yes. Mid-Island is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mid-Island?
Mid-Island holds $18 million in total assets, ranking 4th of 5 credit unions we track in U.S. Virgin Islands. It serves 2,392 members.
Does Mid-Island have CFPB complaints?
No CFPB complaints against Mid-Island appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
